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Whatever you are saving for, First Trade has an account to help you reach your goals. Enjoy the peace of mind that comes with knowing your money is secure, as all deposits are FDIC insured.1

Account Type APY2 Minumum Balance
to Open
Minimum balance
to Obtain APY
Minimum balance
to avoid fees
Monthly Service charge Highlights
Retail Money Market 3

0.10%
0.10%
0.10%
0.10%

$10

$10
$10,000
$25,000
$100,000

N/A $13
Open an Account Online >   GET DETAILS >  
High and Mighty Savings

0.10%
0.75%

$250.00

$10
$2,500

N/A No Fee
Open an Account Online >   GET DETAILS >  
Union Advantage Savings

0.10%

$10

$50

$250 $2.50
  • Personal account specifically designed for union members and their immediate family, or those employed by a union
  • ATM card available
  • Discounts available
  • Can be used with our Overdraft Protection Program
GET DETAILS > 
Statement Savings

0.10%
0.10%

$10

$50
$500

$250 $2.50
Open an Account Online >   GET DETAILS >  
Passbook Savings

0.10%
0.10%

$10

$50
$500

$250 $2.50
  • For those who prefer a traditional passbook
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Holiday Club

0.10%

$10

$50

N/A No Fee
  • Account designed for holiday planning
GET DETAILS > 
1 FDIC–insured up to at least $250,000 per depositor.
2 Annual Percentage Yield (APY) accurate as of . Rates may change after account is opened. Fees may reduce earnings.
3 Each cleared check over 6 per statement cycle will be charged a $13.00 fee. You are permitted six (6) pre–authorized transactions per statement period.

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