First Trade Union Bank > Government

We have several accounts designed to meet the complex needs of public finance. See below to learn more and find the account that’s right for your government entity. To open an account or learn more about First Trade’s government banking services, please contact a relationship manager today.

Account type	Highlights
Free Business Checking First Fit 1	Ideal for government entities that have low account activity (less than 200 transactions per month) and are not looking to pay maintenance fees No monthly balance requirements Remote deposit capture and other services available Setup Business Linked Protection with an eligible checking, savings or money market account
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Relationship Checking First Fit 2	Ideal for government entities that have a moderate amount of account activity (200-400 transactions per month) and will maintain multiple accounts $25.00 monthly maintenance fee can be waived with a combines $25,000 average monthly balance in government deposit accounts Remote deposit capture and other services available Setup Business Linked Protection with an eligible checking, savings or money market account
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Business First Checking First Fit 3	Perfect for government entities that have high account activity Generous earnings credit on the average account balance Account analysis provided Setup Business Linked Protection with an eligible checking, savings or money market account
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Central Connection Account	Ideal for government entities to track multiple transactions with one monthly statement Manage cash flow between your organization and individuals by linking sub-accounts to one central account
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Municipal Money Market	Combines the advantages of earning interest with check-writing capabilities Higher balances earn higher interest rates through our tiered rate structure Setup Business Linked Protection with an eligible checking, savings or money market account
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Statement Savings	You have the ability to link a First Trade Business Checking account to this savings account and receive one monthly statement Earn a competitive interest rate
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Municipal Certificates of Deposit	Lock in a fixed, competitive interest rate and receive FDIC insurance on deposits up to $250,000 Several terms available
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CDARS®, or the Certificates of Deposit Account Registry Service^®	Access multi-million dollar FDIC insurance (minimum deposit $100,000) through the CDARS® service¹ Choose from several term options
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Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.