1 APY accurate as of .
The rates for all CDs are guaranteed for the length of the term, with the exception of the 18 month Variable Rate IRA CD.
Interest rates are subject to change without notice and will be determined at the discretion of the Bank.
Our 3, 5, 6 and 9 month CDs accrue interest daily and interest is credited at maturity.
Our CDs with terms of 13 and 18 months, 1, 2, 2½, 3, and 4 years compound and credit interest monthly.
Our 15 month and 5 year CDs compound and credit interest quarterly.
Our 15 month Step-Up CD and IRA may be converted to a higher rate one time only during the 15 month term.
Early withdrawal fees will reduce earnings. CDs with terms of 3, 5 and 6 months will be assessed a penalty of 3 months simple interest.
9 month CDs will be assessed a penalty of 180 days simple interest. All other CDs will be assessed a penalty of 365 days simple interest.