1 You must enroll in Online Banking, receive eStatements and receive a Debit Card in order to qualify for this account. Your account will revert to a Free Checking account if you do not elect to receive these services within two (2) months after the account is opened or if you opt out of these services anytime after the account has been opened.
2 ATM surcharge rebates apply to cash withdrawals using the First Trade MasterMoney® Debit Card wherever it is accepted. A maximum of $20 in foreign ATM surcharges will be rebated each statement cycle. First Trade reserves the right to modify or discontinue the ATM surcharge rebate at any time.